Me and my partner have finally made the decision to get a mortgage and move in together. We had spoken about moving out previously but it always seemed like the wrong time for one reason or another.

If I am honest I had wondered if we would ever take this step.

We made the appointment to see a mortgage advisor who we know as a friend, he was very jovial and carefree. He just wanted us to sign on the dotted line for as much money as we could get, this was frightening really.

I think we both left the appointment feeling reflective and negative somewhat, my own personal feeling was one of worry and doubt. Luckily I think fate turned a corner for us and put us in the path of another independent mortgage advisor.

This appointment was more about what we wanted and what we could afford along with some personal advice. This gave me more confidence in him as he did seem to care; he asked questions about what we wanted and what we could afford to pay back on a monthly basis.

I would love to get a £200,000 mortgage and live somewhere really lavish and picturesque; the simple fact is I couldn’t afford it. We both said “As long as we can move in now as it stands, then that’s all that matters”.

It is really exciting and I am so nervous too, it is a big step for us even though we’ve felt ready to take for a while. Both our lives are really going to change. We are going to become an adult couple in my eyes instead of a somewhat child like boyfriend/girlfriend.

You may think me silly to think like this, laying the foundations are the most important part to any stage in a relationship.